Government Unclaimed Money - Search for Unclaimed Property by Federal Agencies & Courts |
To trace unclaimed funds owed by federal agencies and courts, the issuer must be queried, as U.S. government unclaimed money is not included in state unclaimed property databases, and there is no central clearinghouse or repository. Additionally, there may be time limits on some types of claims, so prompt action should be taken. |
Bureau of Public Debt Savings Bonds |
FDIC Bank Accounts |
NCUA Credit Union Accounts |
SEC Stocks-Bonds-Mutual Funds |
Bureau of Indian
Affairs Native American Trust Funds |
Financial
Management Service Government Checks |
OPM Government Pensions |
Social Security
Administration Benefit Checks |
Dept of Defense Veteran Benefits |
HUD Mortgage Refunds |
PBGC Company Pensions |
USPS Postal Money Orders |
Bankruptcy
Courts Payments to Creditors |
Internal Revenue Service IRS Tax Refunds |
RRB Railroad Retirement |
VA Veterans Benefits |
Bonds |
$17 billion in unredeemed US Savings Bonds |
The value of unredeemed US Savings Bonds that have matured and stopped paying interest currently is now $17 billion. No effort is made to locate the missing - owners and family members of deceased relatives must initiate a search. Savings Bond Search |
Tax Refunds |
$123 million in undelivered IRS Refunds |
Last year 99,123 IRS income tax refund checks totaling $153 million -- an average of $1500 per taxpayer -- went not delivered to taxpayers. Checks worth billions more were delivered but were never cashed. IRS Refund |
HUD Refunds |
$500 million in HUD Mortgage Insurance Premium refunds |
Thousands of homeowners who sold homes with FHA insured mortgages are entitled to collect a share of $500 million in unclaimed HUD mortgage insurance premium refunds. HUD Refunds |
RRB Pensions |
40,000 missing railroad retirees |
Railroad Retirement Board provides retirement, disability and survivor benefits to railroad employees and heirs. 40,000 eligible for payment have not made claims. Railroad Retirement Funds |
Bankruptcy |
$200 million owed bankruptcy creditors & filers |
Federal bankruptcy courts hold over $200 million in unpaid refunds and unclaimed distributions owed to bankruptcy creditors, those individuals and companies who are owed money by those who filed bankruptcy. Bankruptcy Refunds |
Veterans |
VA Benefits - Special Pensions |
The Aid and Attendance (A&A) Special Pension provides benefits for veterans and surviving spouses who require assistance with daily chores or nursing home bills. Only 1 in 7 eligible have applied for this and other benefits. Veteran Benefits |
Bank Accounts |
IRAs, CDs and savings accounts at FDIC insured banks that have closed |
Over 400 banks closed their doors since 2008 including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but there are time limits. Bank Account Search |
Social Security |
$500 million in Social Security checks and benefits |
An estimated $500 million in Social Security benefit checks are not cashed each year. Heirs of decedents who left behind unclaimed assets and unclaimed benefits make up the largest group of individuals owed money and property. Social Security Checks |
Indian Monies |
$3.4 billion owed Native Americans |
On November 30, 2010, Congress approved of the Cobell class action lawsuit settlement authorizing $3.4 billion in compensation owed to over 500,000 Native American Indians. Native American Indian Payments |
Credit Unions |
Closed Credit Unions |
Over fifty credit unions have closed their doors in just the four three years. Government regulators responsible for oversight of credit unions have paid out more than $331 million to well over 100,000 members of failed credit unions. Credit Union Account Search |
Mutual Funds |
Missing stocks, bonds and mutual funds |
The SEC estimates 3 million lost stockholders are entitled to unclaimed stock worth $10 billion. Additionally, $500 million in forgotten stock dividends and bond interest payments are not cashed each year. Missing Stock and Mutual Funds |
Postal Savings |
Postal Savings System |
Over 400,000 U.S. Postal Savings System Certificates and U.S. Postal Savings Bonds and Postal Savings Certificates were not redeemed when congress voted to terminate the program in 1966. . Postal Savings Certificate |
Pensions |
Missing or unclaimed employee pension benefits and retirement plans |
32,000 missing employees and spouses are eligible to receive a share of $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans. Missing Pension Search |
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