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free unclaimed money search Government Unclaimed Money - Search for Unclaimed Property by Federal Agencies & Courts

To trace unclaimed funds owed by federal agencies and courts, the issuer must be queried, as U.S. government unclaimed money is not included in state unclaimed property databases, and there is no central clearinghouse or repository. Additionally, there may be time limits on some types of claims, so prompt action should be taken.

Bureau of Public Debt
Savings Bonds
Bank Accounts
Credit Union Accounts
Stocks-Bonds-Mutual Funds
Bureau of Indian Affairs
Native American Trust Funds
Financial Management Service
Government Checks
Government Pensions
Social Security Administration
Benefit Checks
Dept of Defense
Veteran Benefits
Mortgage Refunds
Company Pensions
Postal Money Orders
Bankruptcy Courts
Payments to Creditors
Internal Revenue Service
IRS Tax Refunds
Railroad Retirement
Veterans Benefits


$17 billion in unredeemed US Savings Bonds
The value of unredeemed US Savings Bonds that have matured and stopped paying interest currently is now $17 billion. No effort is made to locate the missing - owners and family members of deceased relatives must initiate a search.  Savings Bond Search

Tax Refunds

$123 million in undelivered IRS Refunds
Last year 99,123 IRS income tax refund checks totaling $153 million -- an average of $1500 per taxpayer -- went not delivered to taxpayers. Checks worth billions more were delivered but were never cashed IRS Refund

HUD Refunds

$500 million in HUD Mortgage Insurance Premium refunds
Thousands of homeowners who sold homes with FHA insured mortgages are entitled to collect a share of $500 million in unclaimed HUD mortgage insurance premium refunds.  HUD Refunds

RRB Pensions

40,000 missing railroad retirees
Railroad Retirement Board provides retirement, disability and survivor benefits to railroad employees and heirs. 40,000 eligible for payment have not made claims. Railroad Retirement Funds


$200 million owed bankruptcy creditors & filers

Federal bankruptcy courts hold over $200 million in unpaid refunds and unclaimed distributions owed to bankruptcy creditors, those individuals and companies who are owed money by those who filed bankruptcy. Bankruptcy Refunds



VA Benefits - Special Pensions

The Aid and Attendance (A&A) Special Pension provides benefits for veterans and surviving spouses who require assistance with daily chores or nursing home bills. Only 1 in 7 eligible have applied for this and other benefits. Veteran Benefits


Bank Accounts

IRAs, CDs and savings accounts at FDIC insured banks that have closed

Over 400 banks closed their doors since 2008 including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but there are time limits. Bank Account Search


Social Security

$500 million in Social Security checks and benefits

An estimated $500 million in Social Security benefit checks are not cashed each year. Heirs of decedents who left behind unclaimed assets and unclaimed benefits make up the largest group of individuals owed money and property. Social Security Checks


Indian Monies

$3.4 billion owed Native Americans

On November 30, 2010, Congress approved of the Cobell class action lawsuit settlement authorizing $3.4 billion in compensation owed to over 500,000 Native American Indians. Native American Indian Payments


Credit Unions

Closed Credit Unions

Over fifty credit unions have closed their doors in just the four three years. Government regulators responsible for oversight of credit unions have paid out more than $331 million to well over 100,000 members of failed credit unions.  Credit Union Account Search


Mutual Funds

Missing stocks, bonds and mutual funds

The SEC estimates 3 million lost stockholders are entitled to unclaimed stock worth $10 billion. Additionally, $500 million in forgotten stock dividends and bond interest payments are not cashed each year. Missing Stock and Mutual Funds


Postal Savings

Postal Savings System

Over 400,000 U.S. Postal Savings System Certificates and U.S. Postal Savings Bonds and Postal Savings Certificates were not redeemed when congress voted to terminate the program in 1966. . Postal Savings Certificate



Missing or unclaimed employee pension benefits and retirement plans

32,000 missing employees and spouses are eligible to receive a share of $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans. Missing Pension Search

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