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railroad employee benefits Railroad Retirement Board (RRB) - Railroad Retirement, Survivor & Disability Benefits
The Railroad Retirement Act essentially replaces Social Security for railroad employees, providing for the payment of retirement, disability and survivor benefits.

The Railroad Retirement Trust Fund has a balance of approximately $16.5 billion. Currently 818,000 beneficiaries receive benefits, but 5% of beneficiary addresses on file are not current. Despite the fact over 40,000 entitled workers haven't filed claims, virtually no effort is made to locate lost beneficiaries.

To qualify for benefits an employee must have at least 120 months of creditable railroad service. Service months need not be consecutive, and in some cases military service may count. Credit for a month of railroad service is given for every month in which an employee has had some compensated service, even if only one day's service is performed during the month.

For those needing assistance in tracing benefits arising from railroad employment, go to: Railroad Retirement Benefit Search

Special Note: Each June the Railroad Retirement Board issues a Certificate of Service Months and Compensation (Form BA-6) for every railroad employee who had creditable railroad service in the previous calendar year.

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