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Unclaimed Assets: Money The Government Owes You!Missing Money Search - Find Lost Assets and Unclaimed Funds |
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Unclaimed Assets: Money The Government Owes You!Missing Money Search - Find Lost Assets and Unclaimed Funds |
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Unclaimed property statutes classify financial assets as dormant, unclaimed and abandoned when contact with the owner or heir is lost. This often happens due to name changes after marriage or divorce, an unreported change of address or expired postal forwarding order, incomplete or illegible records, and following an untimely death. When owners or rightful heirs fail to claim a forgotten asset over a specified number of years known as the dormancy period, those left holding the abandoned funds: banks, stock brokers, utilities, employers, life insurance companies and government agencies themselves - transfer custody to an unclaimed money trust account in a legal process known as escheat. Here this lost cash awaits your claim. The state of New York currently holds $14 billion in unclaimed cash. California and Texas abandoned property adds $14 billion more. But this isn't just a big state phenomenon. Local governments recently collected $23 billion worth of forgotten money, of which less than $1 billion was reclaimed. The U.S. federal government holds even more, including $17 billion in unredeemed savings bonds, and hundreds of billions of unclaimed dollars in IRS refunds, retirement and Social Security checks that went undelivered or weren't cashed. Millions of family members are totally unaware they’re entitled to collect missing moneys owed deceased relatives, who passed on without leaving an updated will or complete financial records. It's estimated 25% of life insurance policies are never paid, because it's up to heirs to notify the underwriter when a policyholder dies. The same is true for pensions and retirement accounts - little effort is made to find lost beneficiaries and missing heirs.
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You must initiate a search for unclaimed money
- holders of unclaimed funds
generally will not contact you.
Last year 2.5 million citizens successfully claimed over $2 billion. The record payout: $6.1 million. Act now! |
| ► Life Insurance & Unclaimed Inheritances: Unclaimed Life Insurance II Missing Inheritances II Lost Heirs |
| ► Savings: Bank Accounts II Credit Union Accounts II Safe Deposit Boxes II CD Certificates of Deposit II Uncashed Checks II Postal Money Orders |
| ► Investments: U.S. Savings Bonds II Stock, Bonds & Mutual Funds II Postal Savings Bonds |
| ► Retirement Accounts & Pensions: IRA Accounts II 401k Plans II Pension Benefits II Government Pension II Railroad Retirement Benefits |
| ► Government Payments: Social Security II IRS Refunds II HUD Refunds II Indian Trust Funds II Child Support II Bankruptcies II VA Benefits |
| ► Royalties & Residuals: Mineral Royalties II Musician Royalties II Screen Actor Residuals II Author Royalties II Gift Card Refunds II Rebate Checks |
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| Savings Bonds | $17 billion in unclaimed US Savings Bonds |
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The value of unclaimed US Savings Bonds that have matured and stopped paying interest currently exceeds $17 billion. No effort is made to locate the missing - owners and family members of deceased relatives must initiate a search. Savings Bond Search |
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| Life Insurance | Missing life insurance beneficiaries & heirs ... |
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One in four life insurance policies go unclaimed on death of the insured, because family members aren't aware a policy exists, or don't know how to track it down: Unclaimed Life Insurance Policy Search In addition, MetLife, Prudential, MONY, Equitable and John Hancock policyholders and heirs may be eligible to claim cash and/or stock windfalls after the recent demutualization of these and twenty other major life insurance companies. Life Insurance Compensation Search |
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| IRA Accounts | Forgotten IRA s - Individual Retirement Accounts |
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50 million Americans have invested in IRAs. If withdrawals are not made by age 70˝, or in some cases 59˝, Individual Retirement Accounts may be considered unclaimed and abandoned. Unclaimed IRA Search |
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401k Retirement Plans |
Unclaimed 401k plans |
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Each year, $850 million in 401(k) retirement plan assets owed employees of companies that have gone bankrupt or ceased operations go unclaimed. Families of deceased workers forget to claim billions more. Missing 401(k) Search |
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| Missing Inheritances | Are you heir to unclaimed property or an unknown inheritance? |
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Trustees are holding billions in unclaimed money and forgotten property owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce. Missing Inheritance Search |
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| Bank Accounts | IRA s, CD s and savings accounts at FDIC insured banks that have closed |
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Over 500 banks closed their doors in the last ten years, including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but time limits may apply. Bank Account Search |
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| Life Insurance Policy Payouts | MetLife, Prudential, MONY and John Hancock policyholders and heirs |
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MetLife, Prudential, Mutual of New York and John Hancock policyholders and heirs may be eligible to claim cash and/or stock after the recent demutualization of these and twenty other major life insurance companies. Unclaimed Mutual Life Insurance Policy Benefits |
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| Pension Benefits | $133 million in unclaimed pension benefits |
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32,000 missing workers are eligible to claim $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit employee pension plans. Unclaimed Pension Search |
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| Uncashed checks | Lost, destroyed or uncashed checks |
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Failure to cash or deposit a check does not terminate your right to the funds and the issuer's responsibility to pay. This is true even if a check specifies an expiration date. Uncashed Checks |
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| Safe Deposit Boxes | Trace a missing safe deposit box |
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Each year thousands of bank safe deposit boxes are forgotten or abandoned by owners and heirs. If the box rent is not paid, the contents may be auctioned off by custodians. Safe Deposit Box Search |
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| Stocks and Bonds | Trace a missing safe deposit box |
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The SEC estimates 3 million lost stockholders are entitled to unclaimed stock worth $10 billion. $500 million in stock dividends and bond interest checks are not cashed each year. Stock Search |
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| Life Insurance Claims | Multi-billion dollar life insurance settlement |
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Heirs of deceased policyholders may be entitled to receive restitution arising from a recent government audit of major life insurance companies that revealed insurers failed to pay death benefits owed beneficiaries. Life Insurance Settlement Claims |
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| Veterans | Unclaimed veteran benefits search |
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Veterans benefits due military personnel frequently go unclaimed. Often overlooked are disabled veteran payments, veteran death benefits and burial allowances, veteran life insurance, and military back pay. Veterans Benefits Search |
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| Native Americans | Native American Indian Trust Funds IIM Settlement - Cobell v. Salazar |
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On November 30, 2010, Congress approved a class action lawsuit settlement authorizing $3.4 billion in compensation owed to over 500,000 Native American Indians. Indian Money Search |
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| HUD Refunds | HUD refunds |
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HUD is holding hundreds of millions of dollars in unclaimed refunds owed former homeowners whose homes were sold or foreclosed on, but failed to provide a new address after the move. HUD Refund Search |
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| Railroad Retirement | $8 billion annually in lost, forgotten or unused gift cards |
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The Railroad Retirement Trust Fund holds $18 billion. Currently 818,000 railroad retirees and heirs receive benefits, but five percent of railroad employee addresses on file are not current Railroad Retirement Benefits Search |
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© 1996-2020 National
Unclaimed Property Associates Copyright strictly enforced. |
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