Search for missing money, unclaimed funds and abandoned property held by states and US government agencies.

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Unclaimed Money Search - Find Unclaimed Property & Missing Money

U.S. Unclaimed Property and Missing Money Search

Under US unclaimed property law, financial assets are considered dormant, unclaimed and abandoned when contact with an owner or heir is lost over an extended period. This often happens due to a name change after marriage or divorce, an unreported change of address or expired postal forwarding order, incomplete or illegible records, and most commonly, after an untimely death.

When owners or rightful heirs fail to claim a forgotten asset over a specified number of years known as the dormancy period, those left holding the abandoned funds: banks, stock brokers, utilities, employers, life insurance companies and government agencies themselves - transfer custody to an unclaimed property trust account in a legal process known as escheat. Here this lost cash awaits your claim.

The state of New York currently holds nearly $10 billion in unclaimed funds. California and Texas abandoned property adds $10 billion more. But this isn't just a big state phenomenon. Local governments recently collected $23 billion worth of missing money, of which less than $1 billion was reclaimed. The U.S. federal government holds even more, including $17 billion in unredeemed savings bonds, and hundreds of billions of unclaimed dollars in IRS refunds, retirement and Social Security checks that went undelivered or weren't cashed.

It's important to understand millions of family members are totally unaware they’re entitled to collect missing moneys owed deceased relatives, who passed on without leaving an updated will or complete financial records. One in three life insurance policies are never paid, for example, because it's up to heirs to notify the insurance company when a policyholder dies, and virtually no effort is made to find lost beneficiaries and missing heirs.

One in three life insurance policies go unclaimed on death of the insured, because family members aren't always aware a policy exists, or don't know how to track it down.  Unclaimed Life Insurance Policy Search

Last year alone, the IRS was unable to deliver income tax refund checks worth $153 million - an average of about $1145 per taxpayer, because taxpayers failed to reported changes of name and/or address.  IRS Refund Search

Consumer Alert

$10 billion in lost stocks, bonds and mutual funds

The SEC estimates 3 million lost stockholders are entitled to unclaimed stock and mutual funds worth $10 billion. Additionally, $500 million in stock dividends and bond interest payments are not cashed each year.  Lost Stocks and Bonds

Last year alone, gift cards worth $8 billion were lost, forgotten or otherwise went unused. In many instances new state laws allow for refunds or replacement, even if the card has an expiration date.  Gift Card Refunds

Professional asset tracers often trace and contact lost family members and heirs of deceased relatives, demanding 35% or more for information on unclaimed money. Find and claim these missing funds yourself.  Unclaimed Money Search

Government trustees are holding billions in unclaimed money and forgotten property owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce.  Missing Inheritance Search

Each year $850 million in 401k retirement plan assets owed employees of companies that have closed or gone bankrupt are left with pension plan administrators and go unclaimed. Missing 401k Search

50 million Americans have money in IRA retirement accounts. If withdrawals are not made by age 70½, or in some cases as early as 59½, Individual Retirement Accounts may be considered unclaimed or abandoned.  Lost IRA Search

MetLife, Prudential and John Hancock policyholders and heirs may be eligible to claim cash and/or stock after the recent demutualization of these and twenty other major life insurance companies.  Unclaimed Mutual Life Insurance Benefit Search

32,000 missing workers are eligible to claim $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit pension plans.  Unclaimed Pension Search

Over 150 banks closed their doors in the last two years, including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but there are time limits.  Bank Account Search

The Aid and Attendance (A&A) Special Pension provides benefits for veterans and surviving spouses who require assistance with daily chores or nursing home bills. Only 1 in 7 eligible have applied.  Veteran Benefits

States collect billions of dollars annually in court-ordered child support. Three-quarters of a billion dollars have gone undistributed & unclaimed, due to incorrect address information on the custodial parent.  Unclaimed Child Support

The Screen Actors Guild (SAG) is holding tens of millions of dollars for thousands of performers whose residuals checks - royalties earned from television and film performances - have gone unclaimed.  SAG Screen Actor Residuals