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U.S. Unclaimed Property and Abandoned Funds Search



U.S. unclaimed property law classifies financial assets as dormant, unclaimed and abandoned when contact with the owner or heir is lost over a period of time. This often happens due to name changes after marriage or divorce, an unreported change of address or expired postal forwarding order, incomplete or illegible records, and most often after an untimely death.

When owners or rightful heirs fail to claim a forgotten asset over a specified number of years known as the dormancy period, those left holding the abandoned funds: banks, stock brokers, utilities, employers, life insurance companies and government agencies themselves - transfer custody to an unclaimed money trust account in a legal process known as escheat. Here this lost cash awaits your claim.

The state of New York currently holds $12 billion in unclaimed cash. California and Texas abandoned property adds $10 billion more. But this isn't just a big state phenomenon. Local governments recently collected $23 billion worth of forgotten money, of which less than $1 billion was reclaimed. The U.S. federal government holds even more, including $17 billion in unredeemed savings bonds, and hundreds of billions of unclaimed dollars in IRS refunds, retirement and Social Security checks that went undelivered or weren't cashed.

Millions of family members are totally unaware they’re entitled to collect missing moneys owed deceased relatives, who passed on without leaving an updated will or complete financial records. It's estimated 25% of life insurance policies are never paid, for example, because it's up to heirs to notify the underwriter when a policyholder dies, and virtually no effort is made to find lost beneficiaries and missing heirs.

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U.S. Savings Bonds Missing Bank Account Unclaimed Life Insurance Missing Inheritance
Safe Deposit Box Uncashed Checks IRA Retirement Accounts Social Security Checks
Lost Heirs Stock, Bonds, Mutual Funds 401k Retirement Accounts IRS Tax Refund
Credit Union Accounts Unclaimed Pension Benefits Indian Trust Funds HUD Refunds

Railroad Retirement Benefits Veteran Benefits Child Support Payments Gift Card Refunds
Rebate Checks CD - Certificate of Deposit Mineral Royalties Bankruptcy Funds
Mutual Life Insurance TSP Government Pensions Postal Money Orders FDIC Insured Accounts
Actor Royalties Postal Savings Bonds Music Royalties Author Royalties

Savings Bonds $17 billion in unclaimed US Savings Bonds

The value of unclaimed US Savings Bonds that have matured and stopped paying interest currently exceeds $17 billion. No effort is made to locate the missing - owners and family members of deceased relatives must initiate a search.  Savings Bond Search

Life Insurance Missing life insurance beneficiaries & heirs ...

One in four life insurance policies go unclaimed on death of the insured, because family members aren't always aware a policy exists, or don't know how to track it down.  Unclaimed Life Insurance Policy Search

Tax Refunds  IRS income tax refunds

Last year alone, the IRS was unable to deliver income tax refund checks worth $153 million - an average of about $1145 per taxpayer, because taxpayers failed to reported changes of name and/or address.  IRS Refund Search


Stocks & Bonds

$10 billion in lost stocks, bonds and mutual funds

The SEC estimates 3 million lost stockholders are entitled to unclaimed stock and mutual funds worth $10 billion. Additionally, $500 million in stock dividends and bond interest payments are not cashed each year.  Lost Stocks and Bonds

Missing Inheritances Trace and claim a missing inheritance

Government trustees are holding billions in unclaimed money and forgotten property owed relatives of deceased family members who can't be found because they've moved or changed name after marriage or divorce.  Missing Inheritance Search

IRA Missing or unclaimed Individual Retirement Account (IRA)

50 million Americans have money in IRA retirement accounts. If withdrawals are not made by age 70˝, or in some cases as early as 59˝, Individual Retirement Accounts may be considered unclaimed or abandoned.  Missing IRA Search

Lost Heirs Have you been contacted by an heir finder or asset tracer?

Professional asset tracers often contact lost family members and heirs of deceased relatives, demanding 35% or more for information on unclaimed money. Find and claim these missing funds yourself.  Unclaimed Money Search

401(k) Plan $850 million in unclaimed 401k retirement plan rollover assets

Each year $850 million in 401k retirement plan assets owed employees of companies that have closed or gone bankrupt are left with pension plan administrators and go unclaimed. 401k Retirement Plan Trace

Uncashed Checks  Lost or Uncashed Checks

Failure to cash or deposit a check does not terminate your right to the funds and the issuer's responsibility to pay. This is true even if a check specifies an expiration date.  Uncashed Checks

Life Insurance Policy Payouts MetLife, Prudential, MONY and John Hancock policyholders and heirs

MetLife, Prudential and John Hancock policyholders and heirs may be eligible to claim cash and/or stock after the recent demutualization of these and twenty other major life insurance companies.  Unclaimed Mutual Life Insurance Policy Benefits

Pension Benefits $133 million in unclaimed pension benefits

32,000 missing workers are eligible to claim $133 million in unclaimed pension benefits from bankrupt companies with terminated defined-benefit employee pension plans.  Unclaimed Pension Search

Bank Accounts IRA s, CD s and savings accounts at FDIC insured banks that have closed

Over 400 banks closed their doors in the last four years, including the largest ever, Washington Mutual (WaMu). Depositors may collect insurance proceeds - up to $250,000 per account - but time limits may apply.  Bank Account Search

Veteran Benefits VA Benefits - Military Special Pensions

The Aid and Attendance (A&A) Special Pension provides benefits for veterans and surviving spouses who require assistance with daily chores or nursing home bills. Only 1 in 7 eligible have applied.  Veteran Benefits

Child Support Payments $750 million in unclaimed child support

States collect billions of dollars annually in court-ordered child support. Three-quarters of a billion dollars have gone undistributed & unclaimed, due to incorrect address information on the custodial parent.  Unclaimed Child Support

Actor Royalty Screen Actors Guild (SAG) royalties

The Screen Actors Guild (SAG) is holding tens of millions of dollars for thousands of performers whose residuals checks - royalties earned from television and film performances - have gone unclaimed.  SAG Screen Actor Residuals

Native Americans Native American Indian Trust Funds IIM Settlement - Cobell v. Salazar

On November 30, 2010, Congress approved a class action lawsuit settlement authorizing $3.4 billion in compensation owed to over 500,000 Native American Indians.  Indian Money Search

HUD Refunds HUD refunds

HUD is holding hundreds of millions of dollars in unclaimed refunds owed former homeowners whose homes were sold, but failed to provide a new address after the move.  HUD Refund Search

Class Actions Class action lawsuit settlements

Recent class action settlements have exceeded $10 billion - $5 billion last year alone - yet more than half of those entitled to payment fail to file a claim. Class Action Lawsuit Settlements

Musician Royalties Digital music royalties from satellite radio, cable TV and internet radio

$360 million in digital music royalties from internet webcasts, satellite radio &  cable television play are due recording artists, musicians & copyright owners. $111 million has gone unclaimed.  Music Royalty Payments

Military Pay $315 million in unclaimed military Retroactive Stop Loss Special Pay (RSLSP)

The 2009 War Supplemental Appropriations Act authorized special pay of $500 for every month served in stop loss status. 80,000 veterans & beneficiaries are eligible to claim an average benefit of $3,700.  Military Stop Loss Pay

African Americans African American / Native American loan discrimination class action lawsuit settlement

On 11/30/10 Congress approved payments of $50,000 each to African American &  Native American farmers who were discriminated against in obtaining loans by the US. Dept. of Agriculture (USDA).  Discrimination Settlement Claims

Gift Cards $8 billion annually in lost, forgotten or unused gift cards

Last year alone, gift cards worth $8 billion were lost, forgotten or otherwise went unused. In many instances new state laws allow for refunds or replacement, even if the card has an expiration date.  Gift Card Refunds

Holocaust Assets  Holocaust Victims Assets

Israel's Location and Restitution of Holocaust Victims' Assets database contains over 60,000 assets, including deposit accounts, securities and real estate.  Holocaust Victim Asset Search

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